Estate planning is about more than just passing money down through the generations; it’s also about living in the moment and ensuring you have enough money to live on in the future. It’s about ensuring that your loved ones have security, and that your money goes where you want it to go, on your terms. It’s never too early to begin making plans for the twists and turns of life. Once your Cedar Smith adviser ensures your needs will be met, we’ll help you pass on your fortune in the most efficient way possible. People feel more relaxed and in control with proper estate planning.

You can pass on more of your money using professional estate planning. People can make use of a variety of procedures to protect their assets against inheritance taxes and legal disputes. As part of our commitment to helping our customers create and protect their money, we make certain that they have final control over what happens to it. You are in charge of your bequests and charitable contributions. Our job is to make sure your wishes are fulfilled.

People’s life takes on new meaning when they leave a legacy. People sometimes deny themselves in the present to ensure that their loved ones will be taken care of in the future. This is generally needless, which is why we advise clients to start the estate planning process as soon as possible. Investment management that is holistic takes into account all elements of one’s life. All future aspirations and needs are factored into financial planning. Bequests should be discussed as part of a person’s broader financial strategy.

Trusts are a useful tool for ensuring the safety of loved ones. They can be used in a variety of ways in estate planning. A trust can be established to distribute money on a regular basis or at a later period. They can be set up for a specific purpose, such as paying for the education of a child or grandchild. Life insurance may be included to cover inheritance tax-related expenses. There are a variety of ways to pass along and share your assets during and beyond your lifetime.